Personal Mortgage Specialist at TopChoice Mortgage

Personal Mortgage Specialist | Mason, OH open opening

Job Description

Personal Mortgage Specialist

  • Advises clients about the risks, consequences, and benefits of alternative lending solutions.
  • Develops loan applications by evaluating applicant information and documentation.
  • Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.
  • Evaluates loan applications and documentation by informing applicant of additional requirements.
  • Rejects loans by explaining deficiencies to applicants.
  • Schedules and tracks closing dates, contingency dates, and loan lock expirations.
  • Approves loans by issuing checks or forwarding applications to loan committee.
  • Completes loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees.
  • Prepares and submits timely and accurate loan files.
  • Uses state of the art technology to manage loan pipeline and conduct credit and underwriting analysis.
  • Updates job knowledge by participating in educational opportunities, reading professional publications, maintaining professional networks, and participating in professional organizations.
  • Helps customers by answering questions and responding to requests.
  • Maintains customer confidence by keeping loan information confidential.
  • Accomplishes broker mission by completing related results as needed.

Skills & Experience


  • Financial skills
  • Time management skills
  • Knowledge of financial software
  • Customer service
  • Thoroughness
  • Confidentiality
  • Analyzing information
  • Decision making
  • Professionalism
  • Quality focus
  • Negotiation skills


  • At least a high school diploma or GED
  • Most advanced positions require a BA or BS in economics, finance, business, or other related field
  • 2-5 years business experience
  • Mortgage loans: registration as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry (“Registry”), state real estate license.


This is a fulltime position